Based Cash

Spend Everywhere.

Deposit crypto, tap to pay anywhere Visa is accepted, and earn rewards on your USD balance.

Features

Your crypto, ready to spend

USDCUSDTSOLHYPEBASED

Deposit Crypto

Deposit crypto or stablecoins into Based Cash for spending.

Spend Anywhere

Tap into your crypto to pay for everyday items anywhere in the world, wherever Visa is accepted.

Earn Rewards on USD Balance

Put your idle dollars to work and earn rewards on the balance you keep.

Coming in Fall 2026

Rewards

Rewards for Everyday Use

Get more back from the subscriptions you already use.

Entertainment

100% back1

On Netflix, Spotify, and YouTube

Available from Gold tier

Productivity

Up to $100 back every month1

On OpenAI and Anthropic subscriptions

Available from Gold tier

Cards

Spend Crypto Anywhere

Two cards. Pick the one that matches how you spend.

Based Premium card

Premium

Built for everyday spending

2% cashback

Paid in $BASED on eligible spend

Up to $10 AI rebate

OpenAI and Anthropic subscriptions

1.5% FX markup

On non-USD spends

Plastic card

DHL shipping fee of $30–$100 applies. Varies by location.

10,000

BASED lock-up for 21 days required.

Card FAQ

What are the supported countries?

You can sign up as long as your country isn't on the restricted list. See the full list of supported countries or check here.

Are there any top-up fees?

No, there are no top-up fees for USDT and USDC.

Can I still qualify for the perks if I unstake my tokens?

If you unstake your tokens, you can keep using your Based card until it expires, but you'll no longer receive card benefits such as cashback.

How do the rebates work?

Rebates are processed automatically, as long as the subscription is charged directly to the merchant (Netflix, YouTube, Spotify, Anthropic, OpenAI).

More questions? Check out our full FAQ.

Based Cash questions

What is Based Cash?
Based Cash is Based's crypto spending product with a Visa debit card. You can fund your card account with supported assets and use its balance for eligible everyday purchases.
Where can I use the Based Cash card?
The Based Visa debit card can be used at merchants that accept Visa, subject to the card terms, available balance and transaction restrictions. Card availability depends on your country of residence.
How do I fund Based Cash?
Use the Based interface to top up your card account with supported assets. Check the deposit instructions for the supported asset and network before sending funds. Your card account balance is used to pay for card transactions.
Does the Based Cash card require identity verification?
Yes. The Based Visa debit card requires successful identity verification. Applicants must be at least 18 years old and reside in a jurisdiction where the card is offered, as set out in the card terms.
Do all Based Cash card tiers have the same benefits?
No. Benefits and eligibility requirements vary by card tier. Review the card comparison and current terms for your chosen tier. Promotional rewards have separate conditions and may change.
  1. The 100% entertainment rebate applies to eligible Netflix, Spotify, and YouTube subscription payments, and the productivity rebate provides up to $100 in cashback per month on eligible OpenAI and Anthropic subscription payments. Both are available to Gold-tier members and above. Rewards are promotional and may change or be withdrawn with advance notice. Cashback is credited in $BASED tokens and will appear in the next monthly statement. Users must maintain the required amount of staked $BASED to qualify.